Recent Articles
Refinancing Isn’t Just About the Rate — It’s About Your Options
Learn what options refinancing makes available to you.
Published on 01/28/2026
BIG NEWS: Mortgage Rates Are at Their Lowest Level in Years—What That Means for You
Find out what this rate drop means to you for buying a new home.
Published on 01/19/2026
Lock-in Effect: Something big just happened in the U.S. Housing Market
Find out what the experts are anticipating for 2026 housing
Published on 01/12/2026
Nearly Half of Americans Feel Financially Worse Off: What That Means for Homeowners
Recent polling shows that nearly half of Americans say they feel financially worse off than they did before. Even without a formal recession declaration, household confidence is clearly under pressure.
Published on 01/02/2026
Holiday Week Catch-Up: Mortgage Rates Hover Near 2-Month Lows
A holiday-week catch-up: light trading kept markets mostly sideways, but the average 30-year fixed edged to near two-month lows as bonds got a small lift from Europe and pending home sales improved.
Published on 12/30/2025
How Record Savings Rates Are Shaping Financial Decisions for Richmond-Area Homeowners
Higher savings rates are reshaping how Richmond-area homeowners manage cash, plan renovations, and prepare for future housing decisions.
Published on 12/29/2025
Inflation Cools in November — What It Means for Mortgage Rates
Inflation slowed in November after peaking earlier this fall. Here’s what that means for mortgage rates and what homebuyers should watch next.
Published on 12/18/2025
Your Essential Guide to Navigating First-Time Home Buying in Richmond
Buying your first home can feel like a maze. Fear not! We’re here to turn confusion into confidence and help you unlock your dream home in charming Richmond!
Published on 12/12/2025
Fed Cuts Again, But Dot Plot Steers Mortgage Rate Outlook
The Fed cut rates by 0.25% and ended quantitative tightening, but the real story for the average 30-year fixed is in the dot plot and Powell’s comments. Here’s what that means for mortgage rates and homebuyers.
Published on 12/10/2025