Recent Articles
ADU vs. Addition: Which Is Better for Resale and Flexibility in Richmond, VA?
Are you weighing resale value against long-term flexibility in the Richmond area? This guide breaks down the pros, tradeoffs, and financing considerations, plus a quick checklist to help you decide with confidence; provided by an actual RVA Mortgage broker.
Published on 02/24/2026
Supreme Court Reverses IEEPA Tariffs, Administration Announces 15% “Plan B” Tariff: What It Means for Inflation, Rates, and Housing
If the last few years have felt like the economy is a weather system with no forecast, here’s the newest front moving through: the U.S. Supreme Court has ruled that a major set of tariffs imposed under an “emergency” law weren’t legally authorized. Within hours, the administration rolled out a replacement approach that includes a 15% global tariff as a “Plan B.”
Published on 02/23/2026
Mud Season Is Real: What Buyers Should Look For After Snow and Ice Melt
Snow and ice can hide a lot. Once things thaw, homes get a “real world” test: water moves, soil shifts, and the freeze-thaw cycle politely reveals where a property handles moisture well, and where it… does not.
Published on 02/20/2026
Housing Affordability in 2026: Why Rates Are not the Only Factor
Learn about home affordability factors with examples nationwide.
Published on 02/20/2026
Refinancing Isn’t Just About the Rate — It’s About Your Options
Learn what options refinancing makes available to you.
Published on 01/28/2026
BIG NEWS: Mortgage Rates Are at Their Lowest Level in Years—What That Means for You
Find out what this rate drop means to you for buying a new home.
Published on 01/19/2026
Lock-in Effect: Something big just happened in the U.S. Housing Market
Find out what the experts are anticipating for 2026 housing
Published on 01/12/2026
Nearly Half of Americans Feel Financially Worse Off: What That Means for Homeowners
Recent polling shows that nearly half of Americans say they feel financially worse off than they did before. Even without a formal recession declaration, household confidence is clearly under pressure.
Published on 01/02/2026
Holiday Week Catch-Up: Mortgage Rates Hover Near 2-Month Lows
A holiday-week catch-up: light trading kept markets mostly sideways, but the average 30-year fixed edged to near two-month lows as bonds got a small lift from Europe and pending home sales improved.
Published on 12/30/2025