The Federal Reserve held rates steady on April 29, 2026, but that does not mean mortgage rates will stand still. In this post, we break down what the Fed actually said, why it matters, and what buyers, sellers, and homeowners should take away from the latest announcement.
Getting a home under contract feels like the hard part, and in many ways it is. But once the contract is signed, the mortgage process starts moving through a series of deadlines, document reviews, third-party reports, and underwriting steps that all need to line up cleanly.
did you know your qualification does not depend on one score anymore?
If rates drop later, buyers may get some payment relief, but they may also face a more competitive market. This Think About It Thursday post explores why waiting for a lower rate could mean giving up negotiating power, seller concessions, and a calmer buying experience.
Why Buying with higher rates is better than renting?
Will the Fed actually cut rates this year? Maybe, but probably not as quickly or as aggressively as many hoped. In this week’s What to Watch Wednesday, we break down what the Fed is signaling, why mortgage rates do not always follow in a straight line, and what buyers should really be watching as 2026 unfolds.
Are today’s housing headlines making the market feel worse than it really is? In this Talk About It Tuesday post, we break down what buyers are actually seeing with mortgage rates, inventory, affordability, and the Richmond, VA housing market.
Think you need to pay off all your debt before buying a home? Not necessarily. In many cases, wiping out every balance can leave buyers short on the cash they actually need to close. The smarter move is often a targeted strategy, not a scorched-earth one.
HELOC vs. Cash Out Refinance - Do you want to know which works
